House building

I don’t handle debt very well. I’m the kind of person who thinks that if you can’t afford it then you can’t have it. I’d much rather work out a way to save up for something. Until I was married, I really didn’t fully grasp how credit cards worked which led to some embarassment on holiday some years ago when I learned that a ‘visa’ logo on a card doesn’t automatically make it a credit card.

So anyway, the latest thing that I’m uncomfortable with financially is the addition of a few grand onto our mortgage to pay for home improvements. And when I say home improvements, I mean improvements that extend to almost every room and out into the garden too. If we can’t afford to move, we’ll just have to make this one much nicer.

It’s not that I can’t see the benefits, because I can. I can also see that it may even pay for itself in value added to the property. It’s just that I find it terribly easy to live in a hovel and not notice that it’s falling apart. My wife though, is much more sensitive to these things.

Anyway, there are bags of plaster in the kitchen. All sorts of materials an flooring piled high in the bedroom and the kitchen is chopped up into bits in the garden. A new kitchen has (partially so far) taken its place.

I shall update this blog with progress reports and financial grumbling as the work continues over the once relaxing festive period.

Add comment December 14th, 2007